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Tag: Homeowners Insurance

Do I Need Different Insurance for a Vacation Home?

If you have the good fortune to own a vacation home, it is important to protect your investment. You may need a separate insurance policy to cover your second home. Vacation home insurance can help protect that property against a range of perils. Why Do I Need Separate Insurance for a Second Home? For a second home you don’t live in full time, you will...

If A Contractor Damages My Home, Whose Insurance Covers It?

Homeowners insurance is designed to provide you with financial protection from loss due to theft, disasters, and accidents. But what happens if a contractor causes damage to your home? In this case, your homeowners insurance may help cover the cost of repairs, but will likely seek reimbursement through the contractor’s general liability insurance.  Damage to Your Home From an Accident Caused by a Contractor Although...

Preparing Your Home For The New Year

With all the holiday activities coming to an end, the New Year is a great time to give your home a fresh start. These tips can help you get your home clean, organized, and prepared for the winter months ahead. Clear Out the Clutter Christmas decorations, wrapping paper, and odds and ends that accumulate over the holidays and throughout the year can add to the...

How Does My Home Inspection Affect My Home Insurance?

So you are in the process of buying a new home? Congratulations! Whether you are a first time home buyer or seasoned investor in real estate purchasing, it is always recommended to have the property you are purchasing inspected for potential hazards, defects or items in need of repair or replacement. Being diligent on the front end could save you thousands of dollars in headaches...

7 Mistakes New Home Buyers Make When They Buy Home Insurance

Buying A Home Is A Big Financial Decision. Here are 7 Mistakes New Home Buyers Make When They Buy Home Insurance Not Purchasing Water Backup Coverage (Water Backup covers “Internal Flooding” in your home from Drainage Systems backing up with Waste/Water, Pipes Bursting & Flooding Or Outside Rain Water Seeping In Through Your Foundation. Approximately 40% of All Claims Filed are Water Related. This coverage...

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